What Types of Commercial Insurance Are Available in Florida?

A few commercial insurance types are available in Florida, including the following.

Property insurance
Liability insurance
Workers’ compensation insurance
Automobile insurance

How Much Does Commercial Insurance Cost in Florida?

The cost of commercial insurance in Florida will vary, and premium costs depend on the type and amount of coverage you need.

For example, property insurance rates will be based on the replacement value of your property. In contrast, liability insurance rates will be based on the amount of coverage you need and the type of business you operate.

Consequences of Not Having Commercial Insurance in Florida

Suppose you do not have the proper amount of commercial insurance in Florida.

Without commercial insurance to protect your business, you could be held liable for damages or injuries on your property.

Additionally, your business could be sued and forced to pay expensive legal fees. In some cases, your business could even be forced to shut down!

How to Choose Commercial Insurance in Florida

The first step to choosing the best commercial insurance is determining your needed coverage.

Talk to a knowledgeable commercial insurance agency at Karla Salmon Insurance in Oviedo, FL, to learn about the insurance options for your business. Expert insurance agents at Karla Salmon Insurance can provide you with a commercial insurance quote that best suits your needs and budget.

The next steps are to review your policy options and choose your commercial insurance premiums, coverages, and policy add-ons. Once you’ve completed all the necessary steps and your premium payment, your insurance agent can officially activate your commercial insurance policy in Florida!